For your convenience, we have developed this interactive worksheet to help you plan your college expenses. Full-time fixed billable charges for tuition and student benefit fees are included. Add residence hall/meal plan and insurance chages, if applicable. Please note that insurance charges are current estimates, exact amounts may vary. Books are not included in billable charges, although you may want to budget $200 -$500 per semester as an estimate. If you are attending one semester only, take 1/2 the fixed charges but include the entire insurance charges, if needed. The difference between the charges and aid is the amount owed to the University. A negative number indicates you may receive a refund. For questions regarding your financial aid awards, contact the Office of Financial Aid at 785-242-5200, ext. 5460.
This is an estimate only. Actual amounts may vary due to loan fees, course fees, tuition rates, etc.
$1,790
$1,680
$2,792
$4,696
$2,884
Athletic Insurance is required for all students participating in a sport, Cheer and/or Dance. This is supplemental to other health insurance. The cost is $375 per year and is charged in the Fall Semester.
Health Insurance is required. Students who don't have coverage may purchase health insurance through Ottawa University. The cost is $650 per year and is charged in the Fall Semester.
Scholarships are free money that doesn't need to be repaid. They are awarded to students based on their participation in sports and activities, for academic performance, memberships, affiliations etc. Many students also find outside scholarships through church groups, schools, employers or through an unlimited number of offerings found on the internet.
Grants are free money awarded to students by Ottawa University based on a variety of eligibility criteria. For more information about the criteria used to determine eligibility for a particular type of grant, please contact the Financial Aid department.
The Federal Perkins Loan is a campus based loan awarded to students who meet specific eligibility criteria. There is a limited amount of Perkins loan funds available through Ottawa University so early applicants are more likely to receive these funds. Because this is a loan, it must be repaid. The interest rate is fixed at 5% and repayment begins 9 months after the student leaves school.
A Subsidized Stafford Loan is a loan in the students name and backed by the Federal Government. The interest rate will vary depending on when the loan is obtained. Any interest that accrues while the student is enrolled in school at least half-time and during the 6 month grace period after the student leaves school will be paid by the Federal Government. Repayment begins once the grace period has expired and a variety of repayment options exist for the student to choose from.
An Unsubsidized Stafford Loan is a loan in the students name and backed by the Federal Government. The interest rate is fixed at 6.8%. The student is responsible for paying the interest that accrues. The student has the option of paying the interest while in school (recommended) or having the interest added to the loan amount ("capitalized") and therefore paying interest on interest once repayment begins (not recommended). Repayment begins once the grace period has expired and a variety of repayment options exist for the student to choose from.